Minimalist Wealth

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The Best Credit Cards of 2013

Key Points:

A credit card is secondary to your checking account. I suggest getting your primary finances in order first.

There are advanced tricks to getting the most out of your credit cards, but before you can do that, you should make sure the one you have is right for you.

First, check your credit score on Credit Karma.

Turning Crumpled Paper Into Capital


I think many people fail to realize that small amounts of money -- those crumpled little notes of ten pounds sterling, the blue NTD bill, or the Andy Jack bills in America -- these things, worked correctly, turn into capital.

Yes, really, truly.

The process is simple: you open an account that's separate from your main bank account. (I like Capital One 360 checking, which gives a $50 bonus for joining, or Schwab Investor Checking which reimburses ATM fees).

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