For the longest time I had no debt. I paid cash for nearly everything, even my first two cars. If you could see those cars you would understand. But life gets complicated and begins to fill with financial accounts you need to keep straight. I hate paying financing fees for late payments but can't keep track of all the passwords and login information so I've taken to Evernote to help me remember. Evernote is just as secure as my email account is and I feel very comfortable keeping important data there but do add another level of security, customized password clues.
This note is titled Practice Password but normally the note title would be the account name. I include where to login and the username. For the password, it's always a clue and not the actual password. Here are some of the tips I use.
- If big or small are in the name they are clues for something being capitalized. The big vacation trip. - HiltonHead
- If fancy or simple are in the name then maybe there is a % in place of 'x' in a word or # in place of 'tt'. The fancy car we used to own. -7exus
- If many is in the word then I know I did something different with the letter 's'. The many sweet summer treats. - IceCreamCones